Holiday insurance - quality cover at budget prices

It's possible to get quality travel insurance at budget prices. Travel insurance is a holiday essential, but you don't have to pay through the nose for it. If you're travelling from the UK and looking for cheap travel insurance we can help you find quality travel insurance at the lowest price.

Page down for price comparison tables - telling you where to find the cheapest quality travel insurance, whether you're single, a couple or a family travelling to Europe or worldwide.

It is possible to buy good quality travel insurance (as recommended by Which?) for up to 80% less than you would pay if you were to buy it from your bank, a supermarket or any one of the leading high street travel agents.

For example, an annual travel insurance policy for a family of four costs £236 from Thomas Cook. But you can get a comparable family policy from Essential Travel Insurance for £60.00 a year, saving you over 70%.

The travel insurance companies we recommend are ranked by price for the different types of cheap travel insurance policy in the tables below.

But before you go, remember that travel insurance companies offer different levels of cover. We've tried to compare 'like with like' - which means, for example, that we're comparing the Essential Travel Insurance 'Standard' policy with the Direct Travel Insurance 'Standard' policy. Also, as different travel insurance policies have different terms and conditions, make sure you choose the policy that's right for you. (All prices are correct at 31.07.08.)

Cheap travel insurance for one adult

Single Trip 8 Days to Europe

	excluding winter sports	including winter sports
Insurefortravel	£4.04	£15.97
Essential Travel	£6.99	£17.99
Direct Travel	£8.50	£20.00
Insure & go	£10.42	£15.13
Go travel	£11.00	£22.95
Primary Insurance	£12.00	£24.00
Tesco	£14.99	£41.99
Lloyds TSB Online	£17.42	£34.80
Marks and Spencer	£19.07	£38.14

Single Trip 15 days to the USA

	excluding winter sports	including winter sports
Insurefortravel	£10.50	£41.30
Essential Travel	£20.89	£41.99
Go travel	£23.73	£57.28
Direct Travel	£27.00	£60.00
Insure & go	£27.46	£41.78
Primary Insurance	£28.79	£57.69
Tesco	£39.99	£83.98
Marks & Spencer	£44.70	£89.39
Lloyds TSB Online	£49.18	£98.37

An Annual Travel Insurance Policy for Europe only

	excluding winter sports	including winter sports
Insurefortravel	£24.56	£33.02
Essential Travel	£27.99	£34.99
Direct Travel	£29.00	£45.00
Primary Insurance	£31.50	£50.39
Go travel	£31.95	£42.99
Insure & go	£39.78	£39.78
Marks and Spencer	£51.07	£68.90
Lloyds TSB Online	£51.75	£77.62
Tesco	£74.99	£74.99

An Annual Travel Insurance Policy for Worldwide including the USA

	excluding winter sports	including winter sports
Insure & go	£35.52	£55.00
Insurefortravel	£35.90	£42.59
Essential Travel	£38.81	£43.99
Go travel	£43.99	£49.95
Primary Insurance	£49.50	£79.19
Marks & Spencer	£69.87	£94.32
Direct Travel	£70.00	£70.00
Tesco	£74.99	£74.99
Lloyds TSB Online	£76.78	£115.17

Cheap travel insurance for a couple

Single Trip 8 Days to Europe

	excluding winter sports	including winter sports
Insurefortravel	£8.08	£31.94
Essential Travel	£14.49	£29.99
Direct Travel	£17.00	£40.00
Insure & go	£20.84	£41.67
Primary Insurance	£21.59	£43.19
Go travel	£22.00	£45.90
Tesco	£27.99	£69.99
Marks & Spencer	£28.32	£56.64
Lloyds TSB Online	£34.80	£69.60

Single Trip 15 days to the USA

	excluding winter sports	including winter sports
Insurefortravel	£21.00	£82.60
Primary Insurance	£38.99	£58.99
Essential Travel	£45.99	£58.99
Go travel	£47.50	£114.56
Insure & go	£54.92	£109.84
Tesco	£69.99	£139.98
Direct Travel	£54.00	£120.00
Marks & Spencer	£73.75	£147.51
Lloyds TSB Online	£98.36	£196.74

An Annual Travel Insurance Policy for Europe only

	excluding winter sports	including winter sports
Insurefortravel	£38.95	£47.82
Essential Travel	£45.99	£52.99
Insure & go	£49.73	£49.73
Primary Insurance	£55.02	£88.02
Direct Travel	£58.00	£90.00
Go travel	£63.90	£85.98
Marks & Spencer	£68.96	£93.10
Lloyds TSB Online	£103.50	£155.24
Tesco	£114.99	£114.99

An Annual Travel Insurance Policy for Worldwide including the USA

	excluding winter sports	including winter sports
Insurefortravel	£50.26	£61.69
Essential Travel	£54.99	£60.00
Insure & go	£61.20	£61.20
Primary Insurance	£79.00	£126.38
Go travel	£87.90	£99.90
Marks & Spencer	£104.86	£141.86
Tesco	£114.99	£114.99
Lloyds TSB Online	£153.56	£230.34

Cheap travel insurance for a family of four

Single Trip 8 days to Europe

	excluding winter sports	including winter sports
Insurefortravel	£8.28	£35.93
Essential Travel	£14.49	£35.99
Direct Travel	£17.00	£40.00
Insure & go	£20.84	£41.67
Go travel	£22.00	£45.90
Primary Insurance	£24.00	£48.00
Tesco	£31.99	£109.99
Marks & Spencer	£36.62	£73.25
Lloyds TSB Online	£37.70	£75.40

Single Trip 15 days to the USA

	excluding winter sports	including winter sports
Insurefortravel	£21.46	£83.87
Essential Travel	£38.99	£58.99
Go travel	£47.50	£114.56
Direct Travel	£54.00	£120.00
Insure & go	£54.92	£109.84
Primary Insurance	£57.59	£115.19
Marks & Spencer	£87.89	£175.78
Tesco	£94.99	£219.98
Lloyds TSB Online	£99.17	£198.35

An Annual Travel Insurance Policy for Europe only

	excluding winter sports	including winter sports
Essential Travel	£45.99	£52.99
Direct Travel	£46.00	£68.00
Insurefortravel	£49.09	£65.45
Insure & go	£49.73	£49.73
Primary Insurance	£55.02	£88.02
Go travel	£74.50	£96.50
Marks & Spencer	£88.27	£119.16
Lloyds TSB Online	£92.01	£138.02
Tesco	£129.99	£129.99

An Annual Travel Insurance Policy for Worldwide including the USA

	excluding winter sports	including winter sports
Essential Travel	£54.99	£60.00
Insure & go	£61.20	£61.20
Insurefortravel	£65.04	£84.45
Direct Travel	£72.00	£99.00
Primary Insurance	£79.00	£126.38
Go travel	£89.99	£105.00
Marks & Spencer	£121.18	£163.60
Lloyds TSB Online	£126.94	£190.42
Tesco	£129.99	£129.99

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